![]() ![]() The credit score provided is a VantageScore 3.0 credit score based on Equifax data. Monthly One-Bureau Credit Report & Scores The “Standard” plan does not offer credit reports and scores. Feature Benefit: Credit Reports and Scores Beyond that, it’s difficult to determine how far and to what extent the privacy monitoring benefit goes, given that it appears to be a proprietary technology. You can opt out of pre-approved credit card offers at. We scan common public people-search websites for your personal information and help you opt-out, giving you peace of mind and greater control over your online privacy.”įree Alternative? Partially. “Privacy Monitor helps reduce public exposure of your personal information. Feature Benefit: LifeLock Privacy Monitor ™ I suppose it would also be helpful to know proactively if your information is out there on the “dark web”. I do know that credit monitoring services will alert you if your information is improperly used (or attempted to be used) and maybe that is enough. I am not aware of a free alternative to this benefit. LifeLock patrols the dark web and notifies you if we find your information.”įree Alternative? No. “Identity thieves can sell your personal information on hard-to-find dark websites and forums. Having someone to guide you through an issue, once detected, could be valuable. Based Restoration Specialists” that can help if a problem is detected. ![]() Also, Credit Karma offers free credit monitoring alerts. Here’s the link to Experian’s fraud alert. You only have to do this with one bureau and they will notify the others. You can go to any of the 3 credit bureaus (Equifax, Experian, and TransUnion) and request fraud alerts of varying lengths. Based Restoration Support: “If your identity is compromised, an Identity Restoration Specialist will personally handle your case and help restore your identity.įree Alternative? Partially. One-Bureau Credit Monitoring: “We monitor key changes to your credit file at a leading credit bureau and alert you to help detect fraud.” ![]() The patented system sends alerts by text, phone ‡‡, email, or mobile app.” We monitor for fraudulent use of your Social Security number, name, address, or date of birth in applications for credit and services. LifeLock Identity Alert System: “It’s the foundation for all LifeLock services. Feature Benefit: LifeLock Identity Alert System, One-Bureau Credit Monitoring, & Identity Restoration Support I’ll go through each LifeLock feature benefit claim and let you know if there are free alternatives. In this LifeLock review, let’s take a look at what LifeLock has to offer for $8.99 per month for its discounted “Standard” plan in addition to the pricier higher service “Advantage” and “Ultimate Plus” plans as noted below, and whether you can achieve the same results for free on your own. ![]() In other ways, they fall short, and in order to keep up with paid services, it can take a lot of manual work on your part. In some ways these free identity protection measures can go above and beyond the paid services that are available. There are many ways to protect yourself from identity theft that are free, but they do take some effort. Before signing up for LifeLock (fyi for those interested, this partner link offers the best price I’ve ever seen with up to 25% off for the first year), it’s important to understand what you’re paying for and my goal with this review is to present a full picture of all LifeLock features so that you can make a fully informed decision on if LifeLock is worth it for you. ![]()
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